Why Use Johnston Financial

Providing the right remuneration and benefits package is crucial to the ability of a business to recruit, retain and motivate the right staff.

Legislation surrounding pensions has changed so much in the last 40 years that employers often have complex legacy issues to resolve around old schemes, particularly final salary (also called defined benefit) schemes.

The Pensions Act 2005 has greatly simplified the pension regime but it is not widely understood. However, for business owners particularly, it provides extremely valuable financial and tax planning opportunities